Small/medium business finance resources
Practical guides on cash flow, pricing, and buying or selling a business. Written by practitioners, not marketers.
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How much does a fractional CFO cost?
Hourly, retainer, and project pricing explained, plus what drives the price and how to tell when you are ready. Read the guide
How SMBs can prepare for a recession
Recessions don't kill businesses, running out of cash does. The playbook for acting early. Read the guide
How SMBs can prepare for higher interest rates
Rising rates change the math on everything with a payment attached. How to get ahead of it. Read the guide
The 12-month cash-flow forecast every owner should have
What goes into a rolling forecast, how often to update it, and the three mistakes that make most forecasts useless. Read the guide
Thinking of selling? Start with a quality of earnings
Why buyers discount messy books, what a QoE proves, and the two-year prep timeline that maximizes valuation. Read the guide
Bookkeeper vs. CPA vs. fractional CFO: who do you actually need?
The three roles, what breaks when each is missing, and the order to hire them in. Read the guide
Which of your customers are actually profitable?
A simple margin exercise most owners have never run, and what to do with the answer. Read the guide
Buying a business? Read the CIM first, then order the QoE
What a buy-side quality-of-earnings report catches that a broker's pitch deck will not. Read the guide