A fractional CFO for your small to medium business.

Based in the Seattle area and serving clients nationwide, we bring big-company financial discipline to growing businesses, from bookkeeping to forecasting to M&A advisory.

Book a free discovery call Explore our services
CPA + MBA led 20+ M&A deals advised Family-owned & operated
20+M&A deals advised, buy & sell side
300+Retail & product launches supported
$10M+Profit growth driven for clients
20Years of finance & operations experience
Is this you?

The problems we solve every week

Growing, but flying blind

Revenue is up, yet you cannot say which products, clients, or locations actually make money. Decisions run on gut feel.

Cash feels tight every month

Sales look fine on paper, but payroll weeks are stressful and you cannot see more than 30 days ahead.

Thinking about what is next

Buying a competitor, bringing on a partner, or planning an exit in the next few years, and you need numbers a buyer will trust.

If any of that sounds familiar, the fastest first step is a free financial statement analysis.

Get my free analysis
What we do

Three services. One goal: numbers you can act on.

Bookkeeping

  • Monthly close & reconciliations
  • AP/AR management
  • Financial statements you can read
  • Payroll coordination
Bookkeeping services

Financial Planning & Analysis

  • 12-month rolling cash-flow forecast
  • Scenario & what-if modeling
  • KPI dashboard for owners
  • Budget vs. actual reviews
FP&A services

M&A Advisory

  • Quality of earnings reports
  • Buy-side & sell-side due diligence
  • Valuation & EBITDA analysis
  • Deal & transition support
M&A advisory
How it works

From first call to clear numbers in three steps

Free financial statement analysis

Share your last 12 months of statements. We highlight risks, red flags, and opportunities, free and with no obligation.

Your 90-day roadmap

A plain-English plan: what to fix first, what to track every month, and exactly what working with us would cost.

Fractional support that scales

Monthly bookkeeping, forecasting, or deal support. Senior finance leadership without the full-time salary.

Start with step one, it is free
Newsletter

One practical finance idea each month

Join the newsletter. Short, useful, no spam. Unsubscribe anytime.

Why us

Operators first. Accountants second.

Most fractional CFOs come from accounting. We come from running and growing businesses, then added the CPA and MBA credentials on top.

  • Credentialed: CPA and MBA led, not a solo bookkeeper.
  • Deal-tested: 20+ M&A transactions across buy and sell sides.
  • Growth operators: supported 300+ launches and $10M+ in profit growth.
  • Family-owned: you work directly with the owners, every time.
Meet the team
Founders of SMB Financial Partners, fractional CFO firm in the Seattle area
Client words

What owners say after working with us

"Fast, attentive, and helped us make the decision to invest more, and grew our revenues."

Multi-location veterinary clinic group

"Fast, efficient, and supported us through our M&A decisions."

Commercial printing group
FAQ

Questions owners ask us

A full-time CFO can cost $250K to $400K a year before benefits. Our clients get senior-level finance leadership for a fraction of that, scoped to what they actually need. Every proposal includes a clear monthly scope, so there are no surprises. The discovery call and financial statement analysis are free.
A bookkeeper records what already happened. A CPA keeps you compliant at tax time. A fractional CFO looks forward: cash-flow forecasts, pricing and cost decisions, and support for big moves like buying, selling, or raising capital. Many of our clients keep their CPA and add us for the forward-looking work.
Owners who have outgrown DIY books or a part-time bookkeeper: growing teams, multiple locations, lumpy cash flow, or anyone considering buying, selling, or bringing on a partner in the next few years.
Yes. We are based in the Seattle area and serve clients nationwide.
Most engagements begin within two weeks of the discovery call. The free financial statement analysis is the fastest way to start: share your statements and we will come back with findings and a 90-day roadmap.

Know your numbers. Grow with confidence.

Start with a free financial statement analysis and a no-pressure discovery call. We reply within one business day.

Book a free discovery call